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Credit building.
For everyone.

Start building your credit with snatch today for as low as $10 a month.

Build your credit history with Snatch Builder

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Time to take your credit score to the next level.


Customers who join Snatch credit can see an increase in their

Credit score!
*Signing up will not negatively impact your credit score

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Snatch
Build credit fast


Bad credit? No credit?
Snatch can help.

A new way to build credit

Snatch helps you to improve your credit score by establishing positive payment history


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No credit check

You're more than just a score to us.

Plans are as low as $10/mo

(Can't beat that)

Set up autopay

With the optional Autopay, never worry about due dates.

easy payment progress
Learn as you build

With any plan you choose, recieve access to educational videos and courses to help you better navigate financial literacy.

credit history


How does Snatch work?

Snatch Builder program sets you up for success, on autopilot. You sign up for our courses taught by professionals, and in return we report your on time payments to one or more credit bureau(s). Enable autopay for passive credit building.

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No credit history?

Don't worry about it. You got us. We don't mind if you haven't established credit yet. It's what were for.

Start building history Start building history link

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Low credit score?

Snatch welcomes people who may have made some mistaked in the past. We don't judge.

Start building history Start building history link

Bad credit can cost..

View your score beside some of the most popular loan and credit types. You could be paying thousands extra in interest.
720
Credit score
Average loan amount --
Excellent
800 - 850
Very Good
740 - 799
Good
670 - 739
Fair
580 - 669
Poor
300 - 579
Poor
Fair
Good
Very Good
Excellent
720
300
580
670
740
800
850
Average Interest Cost
--
Monthly Payment
--
Average Interest Cost --
Monthly Payment --



Don’t just take our word for it.

Join over a million people building their credit with Snatch Credit.

Snatch Credit helped me understand the importance of building credit and actively improving my credit score in return for education. As a teenager about to turn 19, credit can be extremely confusing, but Snatch Credit made it easy!
Nadia T.
Thanks to Snatch Credit, my credit score went from a 545 to almost a 600 in as little as 2 months. This is incredibly important for me and my family, as we are planning for our future!
Amit K.
I was skeptical at first, but Snatch Credit managed to increase my credit score from 0 to 596 in just one payment. Now, I'm in the middle of getting my first car loan, and I couldn't be happier!
Sara M.
Snatch Credit turned my credit score from 0 to 700 in just 5 months. I am beyond grateful for this program and the education it provides.
@sam.miller
Starting with no credit score at all, Snatch Credit helped me achieve a credit score of 620 within just one month. I can't thank them enough for the opportunity they provided me.
@jennifer_p
Within just a month of joining Snatch Credit, my credit score went from 0 to 596. I couldn't be happier with the results and the education I received.
Carlos R.
Whats the price?

We offer 3 credit builder plans for your goal and your budget.

We're cheap :)

Snatch builder
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Snatch Builder

$10 /mo

for 24 months

Admin fee

$0

Total payments

24

Hidden fees

$0

Final cost

$240

Interest rate

0%

Annual Percentage Rate

0%

Snatch Growth Plan
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Snatch Growth

$15 /mo

for 24 months

Admin fee

$0

Total payments

24

Hidden fees

$0

Final cost

$360

Interest rate

0%

Annual Percentage Rate

0%

Snatch pro plan
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Snatch Pro

$20 /mo

for 24 months

Admin fee

$0

Total payments

24

Hidden fees

$0

Final cost

$480

Interest rate

0%

Annual Percentage Rate

0%

Snatch your credit today.

By submitting my information, I agree to Snatch's Terms of Service, Consent to the use of Electronic Documents and Signatures, Privacy Policy, Consumer Report Disclosure



Still have questions?

You can visit our support section for more details

How does snatch work?

You build with installments. Once you sign up, we issue an installment loan to you for 24 months at $10 a month.
We report your payment performance. Our goal with Snatch is to help you build positive payment history, safely.

Do you report to credit bureaus?

Yes - we report to one or more credit bureaus. Read more about this here.

Is this a credit card?

No, we do not offer a credit card. This is only an installment loan, which terms we issue per plan you sign up for.

Are there any other fees?

We do not charge any interest, prepayment fees, late payment fees, or anything. You only pay what you sign up for. :)

What are the courses?

The courses are curated by trained professionals on a wide array of topics. Anything from balancing a check book to how to purchase commercial real estate.

Do you offer returns on purchases?

If you're looking to return your purchase for any reason, we're here to help! We offer free refunds within 30 days. To initiate a return, please email support@snatchcredit.com.

What is a creditor?

A creditor is someone who provides credit. This includes, but is not limited to, banks, collection agencies and even car dealerships. We report your repayment progress to the credit bureaus, who then use that information to build your credit profile.

When will I see results?

Results vary for everyone. You and your credit report are unique. So we can't say for sure how long it can take to see results.

Is there a credit check?

No, your credit score is just one component of your credit report. We value inclusiveness and fairness, so we leave your credit report at the door.